Search Results for "breach of policy condition"

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High Court

High Court Allows Appeals in Motor Accident Claims Cases, Setting Aside Tribunal's Dismissal Based on Income Ceiling and Fastening Liability on Insurer. Court applied amended Section 164 of Motor Vehicles Act, 1988 providing fixed compensation without income restriction and held insurer failed to prove breach of policy condition regarding driving licence, requiring it to indemnify the insured.

27 Feb 2026

The dispute arose from a road traffic accident on 17 August 2014 involving a motorcycle bearing registration number KA-23-EF-9665. The accident occurr...

High Court

Motor Accident Claim upheld despite challenge on grounds of death timing and policy breach, favoring compensation under Motor Vehicles Act.

18 Sep 2024

The Bombay High Court dismissed the appeal by Bajaj Allianz General Insurance Company Ltd., affirming the Motor Accident Claims Tribunal's (MACT) awar...

Supreme Court

Supreme Court Allows Appeal in Motor Vehicle Theft Insurance Claim — Negligence Not a Valid Ground for Repudiation. Theft of vehicle due to driver leaving keys in ignition does not amount to breach of policy conditions; insurer directed to pay 75% of sum assured on non-standard basis.

20 Jul 2023

The appellant, Ashok Kumar, was the owner of a truck (dumper) bearing registration No. HR-55C-5385, insured with New India Assurance Co. Ltd. for an I...

Supreme Court

Supreme Court Allows Insurance Company's Appeal in Consumer Dispute Over Mob Damage Claim — National Commission's Order Set Aside for Non-Application of Mind. The Court remanded the matter for fresh consideration, holding that the National Commission failed to properly address the appellant's objections and the surveyor's report.

17 May 2023

The appellant, National Insurance Company Ltd., challenged the judgment of the National Consumer Disputes Redressal Commission, New Delhi, which allow...

Supreme Court

Supreme Court Allows Insured's Appeal in Fire Insurance Claim Dispute, Overturning Repudiation Based on Technical Breach. Insurance Company Directed to Pay Assessed Loss with Interest as Surveyor's Report Established Claim Validity Despite Alleged Document Non-Submission Under Policy Condition 6(b).

9 Feb 2023

The appeal arose from a fire insurance claim dispute where the National Consumer Disputes Redressal Commission had affirmed the insurance company's re...

Supreme Court

Supreme Court Allows Insurer's Appeal in Motor Vehicle Insurance Claim Due to Expired Temporary Registration. Driving Vehicle Without Valid Registration After Temporary Registration Expiry Constitutes Fundamental Breach of Policy Terms Under Sections 39 and 192 of Motor Vehicles Act, 1988, Entitling Insurer to Repudiate Claim.

30 Sep 2021

The dispute arose from an insurance claim repudiation by United India Insurance Co. Ltd. after the theft of the respondent's Bolero car. The responden...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Case — Delay in Intimation Not a Breach of Policy Condition. Notice Given Next Day After Night Accident Satisfies 'Immediate' Requirement Under Policy Condition 1.

19 Nov 2019

The appellant, Kamlesh, owned a truck that was damaged in a fire accident occurring in the night intervening 1st and 2nd June 2009. He raised an insur...

Supreme Court

Supreme Court Allows Appeal, Discharges Surveyor in Criminal Case for Lack of Ingredients Under Sections 504 and 506 IPC. Allegations of Criminal Intimidation and Insult Found Baseless as Complaint Was Filed After Delay and Police Closure Reports Indicated No Offence.

23 Apr 2019

The Supreme Court allowed the appeal filed by Vikram Johar, a surveyor, challenging the Allahabad High Court's order dismissing his criminal revision ...

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