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Supreme Court

Supreme Court Allows Appeal in Motor Vehicle Theft Insurance Claim — Negligence Not a Valid Ground for Repudiation. Theft of vehicle due to driver leaving keys in ignition does not amount to breach of policy conditions; insurer directed to pay 75% of sum assured on non-standard basis.

20 Jul 2023

The appellant, Ashok Kumar, was the owner of a truck (dumper) bearing registration No. HR-55C-5385, insured with New India Assurance Co. Ltd. for an I...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Case Due to Improper Repudiation Based on Delay in Intimation. The Court Held That Delay in Informing Insurer About Theft Does Not Automatically Disentitle Claimant If FIR Was Registered Promptly and Police Action Was Taken, Interpreting Condition No. 1 of the Insurance Contract in Favor of the Insured Under Consumer Protection Principles.

11 Feb 2022

The appeal arose from an order of the National Consumer Disputes Redressal Commission (NCDRC) which allowed a revision petition by the insurance compa...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Case — Delay in Intimation Not a Breach of Policy Condition. Notice Given Next Day After Night Accident Satisfies 'Immediate' Requirement Under Policy Condition 1.

19 Nov 2019

The appellant, Kamlesh, owned a truck that was damaged in a fire accident occurring in the night intervening 1st and 2nd June 2009. He raised an insur...

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