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Supreme Court

Supreme Court Allows Insurance Claim in Fire Damage Case — Surveyor Reports Cannot Be Ignored Without Valid Reasons. Appointment of Multiple Surveyors Without Justification Leads to Adoption of First Surveyor's Report Under Section 64UM of Insurance Act, 1938.

1 May 2019

The case involves a dispute between M/s New India Assurance Co. Ltd. (Insurance Company) and M/s Luxra Enterprises Pvt. Ltd. (Complainant), an industr...

Supreme Court

Supreme Court Allows Cost Escalation by Development Authority in Consumer Dispute — Clause 7 of Allotment Letter Permitted Price Revision. The Court held that the allotment was not a fixed price contract and the authority acted fairly by granting interest on deposits.

30 Apr 2019

The appeal arose from a judgment of the National Consumer Disputes Redressal Commission (NCDRC) dated 8 November 2017, which had directed the Visakhap...

Supreme Court

Supreme Court Allows Appeal in Consumer Dispute Over Flat Booking - Reduction of Booking Amount to 15% Upheld as Valid Novation. Developer's Failure to Execute Agreement and Cancellation of Allotment Amounts to Deficiency of Service Under Consumer Protection Act, 1986.

25 Apr 2019

The dispute arose from a residential apartment booked by the appellants, Suman Jindal and another, with the respondent developer, M/s. Adarsh Develope...

Supreme Court

Supreme Court Allows Insurer's Appeal in Life Insurance Claim Repudiation Case Due to Suppression of Previous Policy. Non-disclosure of existing life insurance policy in proposal form held to be material misrepresentation entitling insurer to repudiate claim within two years under Section 45 of Insurance Act, 1938.

24 Apr 2019

The case involves an appeal by Reliance Life Insurance Co Ltd against the decision of the National Consumer Disputes Redressal Commission (NCDRC) whic...

Supreme Court

Supreme Court Allows Accident Insurance Claim for Heart Attack Following Motorcycle Fall — 'Outward, Violent and Visible Means' Includes External Trauma Triggering Internal Injury. The Court held that a fall from a motorcycle constitutes an accident caused by outward, violent and visible means, and the resulting heart attack is a bodily injury proximately caused by the accident under the accident benefit clauses of the LIC policies.

24 Apr 2019

The appellant, Smt. Alka Shukla, is the widow of the deceased insured who held three life insurance policies with the Life Insurance Corporation of In...

Supreme Court

Supreme Court Restores Consumer Forum Orders in Loan Insurance Dispute — Finance Company Held Liable for Delay in Obtaining Insurance Policy Despite Premium Payment. The Court held that under Section 64VB(2) of the Insurance Act, 1938, risk is covered from the date of premium payment, and the finance company's delay in obtaining the policy from its sister concern constituted deficiency of service.

16 Apr 2019

The Supreme Court allowed the appeal filed by the complainant, Ashatai w/o Anand Duparte, against the order of the National Consumer Disputes Redressa...

Supreme Court

Supreme Court Allows LIC Appeal in Mediclaim Repudiation Case Due to Non-Disclosure of Pre-Existing Rheumatic Heart Disease. The insured failed to disclose a known pre-existing condition (rheumatic heart disease since childhood) in the proposal form, justifying repudiation under the policy's pre-existing condition exclusion and fraud clause.

15 Apr 2019

The case involves an appeal by the Life Insurance Corporation of India (LIC) against an order of the National Consumer Disputes Redressal Commission (...

Supreme Court

Supreme Court Allows Appeal Against NCDRC Order Dismissing Consumer Complaint for Lack of Consumer Status — Booking of Four Flats Not Conclusive to Deny Consumer Status Without Evidence. The Court held that the NCDRC erred in deciding the maintainability of the complaint on surmise without giving an opportunity to adduce evidence on the purpose of purchase under Section 2(1)(d) of the Consumer Protection Act, 1986.

12 Apr 2019

The appellant, Sanjay Bansal, filed a consumer complaint before the National Consumer Disputes Redressal Commission (NCDRC) against M/s Vipul Ltd. (fo...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute Due to Non-Communication of Exclusionary Clauses. The court restored the District Forum's order awarding compensation for theft loss, as the insurer failed to communicate exclusionary terms.

12 Apr 2019

The appellant, Bharat Watch Company, a partnership firm, had insured its stock of watches with the National Insurance Co. Ltd. On the night of 3 Augus...

Supreme Court

Supreme Court Dismisses Review Petition in Rafale Deal Case Due to Reliance on Unauthorizedly Removed Secret Documents. Court Holds That Publication of Documents in Newspaper Does Not Confer Right to Use Them in Judicial Proceedings Without Lawful Authority.

10 Apr 2019

The Supreme Court of India heard a preliminary objection regarding the maintainability of a review petition filed by Yashwant Sinha and others in conn...

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